Our Frequently Asked Questions are listed below. As we receive more questions from our potential and current clients we will add them to this page. If you have a question for our staff, please Contact Us.
Question: Will my Personal Auto policy provide coverage for a rental car?
Answer: Most insurance companies provide coverage for a rental car equal to the maximum like coverage that you have on your Personal Auto policy, as long as your vehicle is not available for you to drive. However, not all insurance companies provide this, so you need to check with your agent to be sure.
Question: What is the minimum Personal Automobile insurance coverage required by Florida statutes?
Answer: Property Damage Liability coverage with a minimum limit of $10,000.00 and basic Personal Injury Protection (PIP), which has a limit of $10,000.00.
Homeowners Insurance
Property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home.
Personal Auto Insurance
Insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident.
Life Insurance
Life insurance provides a monetary benefit to a decedent's family or other designated beneficiary, and may specifically provide for income to an insured person's family, burial, funeral and other final expenses. Life insurance policies often allow the option of having the proceeds paid to the beneficiary either in a lump sum cash payment or an annuity.
Health Insurance
Health Insurance is purchased to help offset the cost of unexpected medical expenses. There are a wide variety of Health Insurance types and we’re happy to help you pick the best one for your needs.
Business Insurance
Insurance that protects businesses against risks. Some principal subtypes of business insurance are various kinds of professional liability insurance, also called professional indemnity insurance, and the business owner's policy (BOP), which bundles into one policy many of the kinds of coverage that a business owner needs, in a way similar to how homeowners insurance bundles the coverages that a homeowner needs.
Business Auto Insurance
Insurance purchased for commercial use cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident.
